Increasing Deductible A deductible is an amount that a person pays out of pocket before insurance kicks in. A higher deductible will have to save money on premium, but also in case of a claim you will need to pay…
Are Your Personal Belongings Covered? Personal property includes things you own, such as furniture, clothes, jewelry, electronics, sports equipment, etc. Personal property coverage is usually included in homeowner’s or renter’s insurance. This coverage is designated to protect your belongings in…
Will my credit score affect an insurance quote? At Mathenia Insurance Group we like to educate our customers about what affects insurance rates. It is important for us to make sure customers understand the quoting process because we would love…
The average cost for auto insurance in the United States is $900 a year. However, that rate can vary a lot depending on many factors. Read on to learn what factors determine your car insurance rates and what you can do about…
At Mathenia Insurance Group we take time to answer all questions that our customers have regarding insurance coverages. A lot of our clients curious about why auto insurance keeps going up even though the value of the vehicle is depreciating.…
2019 boating season is coming soon. A great place to open boating season would be Lake Ozark Marine Dealers Association (LOMDA) Spring In-Water Boat Show April 12-14. Do not miss any boating opportunities this season, and there are some tasks…
For the last couple of months, St.Louis experienced slightly uncommon weather conditions compared to previous years. People who live around St.Louis were able to experience a wide variety of different weather conditions including snowstorms, blizzards, and strong winds. It feels…
Whether it’s for car insurance, homeowners insurance, or any other type of protection, there’s a high chance you’re overpaying for coverage. Whether or not you realize it, there are lots of things that determine the cost of a policy from your…
Given that all but two states require car insurance before you take your car out of the driveway, shopping for car insurance is a necessary evil for everyone. When shopping for insurance, in the greater St. Louis, Missouri area, how much companies…
Are you covered if another person is accidentally injured with your weapon? What if you are in a critical defense situation and you shoot someone in self-defense? These answers are not cut and dry, but require a very complex answer. …