being sick is bad enough, don't get caught without coverage.
What is Individual and Family Health Insurance?
Most health insurance plans are offered through employers, but there are a whole host of reasons why someone would need their own coverage. Our insurance plans give you the coverage you need to protect yourself or your family with the best individual or family health insurance. Even if your employer offers some coverage, an individual medical insurance plan might still be the right option for you.
Family health insurance typically takes two forms:
1. Each member of the family has their own coverage. This is the best option for families with individuals who have vastly different health conditions, or if someone has a chronic disease. Since insurance companies set rates according to health, one person with a pre-existing condition could drive the costs up for everyone. Individual plans allow you to keep premiums lower.
2. All members of the family are covered by your individual health insurance plan. This is usually the most affordable option if there are no members of the family with special health needs or conditions. This strategy is particularly useful for providing coverage for general healthcare and emergencies.
If you are recently uninsured, looking to change plans, wanting better coverage, or you have never had individual health insurance, we can help you find an affordable individual or family health insurance plan that is right for you. Our insurance consultants are available to assess your needs and find you the right coverage at an affordable price. We look forward to serving you!